Offer targeted mobile banking, remittance and microfinance services to the underbanked using Anywhere.

Banks in emerging economies have a unique opportunity, to acquire an untapped population of unbanked and underbanked customers, and revolutionise the way banking and payment services are delivered.

Banks are bypassing the costly rollout of retail outlets and placing agents into local communities to offer deposit, lending and payment services. The combination of large bases of phone savvy consumers and low internet penetration makes the mobile phone the obvious choice over internet banking as the self service channel.

These requirements place extensive demands on mobile banking platforms. The platform needs to be secure and flexible enough to become the primary channel to all bank services, not just standard banking features. Common themes include the bundling of account information, bill payments, prepaid mobile and utility account top-up, remittances, microfinance lending, loyalty and customer care services into a consolidated consumer offering. 

Many early mobile banking solutions have been driven by telcos, and constrain banks and customers to a single network and standard features. Anywhere is telco independent (although it can be rolled out by a telco), and unique globally as it is designed to give the bank the flexibility to define and create its own mobile services. Anywhere doesn't constrain the bank to a list of predefined features and functions - what's offered from bank systems can be offered from the mobile phone.

About the Anywhere platform 

Anywhere provides banks with one platform for mobile banking, payments and mobile authentication. Banks can license what they want to deliver today, and enable additional products over time via a single installation of the system.

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bpiphone.png Bank of Philippine Islands launches mobile banking with Anywhere. BPI is taking its customers further with BPI Express Mobile, its market leading mobile banking and payment services. The Bank... View Case Study