Incumbent electronic payment and ATM switches, card issuers, and new entrant payment service providers can extend their existing business and generate new revenue streams using Anywhere. 

Anywhere is the only future-proof and proven platform that supports the full roadmap of mobile commerce and payment services from a single out of the box system. Anywhere can be implemented in emerging markets as a market hub to leapfrog traditional payment mechanisms; or used in first world regions and countries to extend and mobilise existing payment systems.

Fronde Anywhere's payment service provider clients are using Anywhere to:

  • Deliver flexible person to person payment offerings including remittances
  • Create a mobile mall of merchants and billers
  • Extend existing mobile top-up businesses to add top-up of any other form of prepaid account - or other kind of payment services
  • Generate shopping vouchers that can be purchased for family from major retailers in by foreign workers  
  • Generate one time passwords (OTPs) to validate online debit payments
  • Offer a hosted platform for mobile banking and payments for all banks connected to a switch - where every bank can offer a differentiated service to its own customers.

 

About the Anywhere platform

Anywhere provides banks and financial service organisations with one platform for mobile banking, payments and mobile authentication. Banks can license what they want to deliver today, and enable additional products over time via a single installation of the system. Anywhere is telco agnostic.

Anywhere mobile mall

Anywhere's mobile commerce module allows payment service providers to leverage their direct relationships with banks and retailers by establishing an ecosystem or "mobile mall" of billers and merchants. The customer registers once and can shopping and order via a single application that is downloaded to the phone. New merchants and payment providers (and hence source accounts) are made dynamically available to the consumer with no requirement to re-download the applet on the phone. Standardised merchant and payment provider web services interfaces are provided.

Anywhere remittance and underbanked services

Anywhere's mobile banking module can be configured to map any functionality held back bank and payment provider systems and expose this to the mobile phone. This makes it easy for incumbent payment service providers to configure a package of services targeted at the underbanked and foreign worker market - and offer these to their member banks as a value added service offering.

Anywhere mobile banking and two factor authentication as a service

The Anywhere platform was designed from its inception to support deployment on a SaaS model. This means that payment switches and service providers can offer their member banks ANY Anywhere products including mobile banking and/or two factor authentication (see TwoSecure) as a hosted service. The service operator can choose to offer these as a generic service - or give each bank the opportunity to deliver fully differentiated mobile banking services to its own customers. From a shared installation.

View Case Study

icanphone.png iCan - 88.7 million people, 63.8 million mobile phones, a new way to pay. iCan Worldwide in the Philippines have a vision - for every Filipino to purchase everyday goods and services as a... View Case Study